Affordly Insights

Honest takes on money, spending
and Australian life

No sponsored content. No product recommendations. Just fair dinkum financial reality, written for Australians who want the truth about what they can actually afford.

How much should I spend on a car in Australia
Cars & Finance

How Much Should I Spend on a Car?

The 10–20% rule, the real cost of ownership, and why your dealer's finance calculator is not your friend. A straight-talking guide for Australian buyers.

March 2026 8 min read →
Rent vs Buy in Australia 2026
Property

Rent vs Buy in Australia (2026)

The great Australian dream is getting more expensive by the year. Here's an honest, numbers-first look at whether buying a home actually makes financial sense in 2026.

March 2026 10 min read →
Why most people can't afford what they think they can
Mindset & Money

Why Most People Can't Afford What They Think They Can

From lifestyle creep to the monthly payment trap — the psychological tricks that make us chronically overestimate what we can afford, and how to break the cycle.

March 2026 7 min read →

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