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All our free
calculators

Honest financial tools built for Australians. Your numbers never leave your browser — no account, no nonsense.

Available now
3 tools

01

Flagship Tool

Affordability
Calculator

Enter your income, expenses and the price tag. Get an honest verdict on whether you can actually afford it — and what it'll cost you long-term.

Try it now

02

Subscription Tracking

Subscription
Audit

Netflix, Spotify, Adobe, gym… add them all up and see what your subscriptions are actually costing you each year. Get a scorecard and tips to trim the fat.

Audit my subscriptions

03

Property

Rent vs Buy
Calculator

Stamp duty by state, LMI, First Home Buyer grants, ongoing costs, break-even timeline and 10-year wealth comparison — the full picture.

Run the numbers

Your data stays private. Every Affordly calculator runs entirely in your browser. We never see your numbers, never store them, and there's no account required — ever.